Aditya Birla Activ Assure Diamond Plan – Smart Health Insurance with Super No Claim Bonus & 150% Reload Benefit
Aditya Birla Activ Assure Diamond Plan – Smart Health Insurance with Super No Claim Bonus & 150% Reload BenefitAditya Birla Activ Assure Diamond is a modern health insurance plan that gives you comprehensive hospitalization cover, unlimited reload benefits, wellness rewards, modern treatment coverage, and Super No Claim Bonus. It is designed for individuals and families who want strong financial protection along with health and fitness rewards.
🔥 What If Your Health Insurance Rewarded You for Staying Healthy?
Most health insurance plans only help during emergencies. But what if your policy also rewarded you for living a healthy lifestyle?
That’s exactly what Aditya Birla Activ Assure Diamond Plan does.
You get:
✅ Hospitalization cover
✅ Unlimited reload benefits
✅ Wellness rewards
✅ Health coaching
✅ Modern treatment cover
✅ Super No Claim Bonus
It’s not just health insurance. It’s a complete health partner for your family.
What is Aditya Birla Activ Assure Diamond Plan?
Activ Assure Diamond is an affordable new-age health insurance plan from Aditya Birla Health Insurance.
It protects you against:
Hospitalization expenses
COVID-19 treatment
Modern medical procedures
Cancer hospitalization
Accidental hospitalization
Mental illness treatment
Home care treatment
The plan also rewards healthy habits through HealthReturns™.
Key Highlights of Activ Assure Diamond plan
Key Highlights of Activ Assure Diamond plan1. Double Your Sum Insured in 2 Years
The plan offers a Super No Claim Bonus.
If you do not make claims for 2 continuous years:
✅ Your Sum Insured doubles automatically.
This gives extra protection without increasing premium heavily.
2. Reload Benefit Up to 150%
Even if your Sum Insured gets fully used, the policy reloads it automatically.
Reload Benefit:
Up to 150% Reload
Maximum up to ₹50 Lakhs
Applicable for unrelated illnesses
This ensures continuous financial protection.
3. Unlimited Reload Feature
Apart from standard reload benefits, the plan also offers:
✅ Unlimited reload of 100% Sum Insured for multiple claims.
This is highly useful during repeated hospitalizations.
4. Hospitalization Expenses Covered
The plan covers:
Room rent
ICU charges
Surgery costs
Doctor fees
Medicines
COVID-19 hospitalizatio
Nursing expenses
5. No Room Rent Capping
For Sum Insured of ₹7 Lakhs and above:
✅ No room rent limit applies.
This allows access to better hospital rooms without extra financial burden.
Modern Treatment Coverage in Activ Assure Diamond Plan
Medical science is changing fast, and this policy supports advanced treatments.
Covered treatments include:
Robotic surgeries
Balloon sinuplasty
Oral chemotherapy
Advanced modern procedures
This helps policyholders receive modern healthcare without stress.
Additional Powerful Benefits
1. Accidental Hospitalization Booster
If hospitalization happens due to an accident:
✅ Additional 100% Sum Insured is provided.
(Not available above ₹1 Crore Sum Insured)
2. Cancer Hospitalization Booster
If hospitalized due to cancer:
✅ Extra 100% Sum Insured is added.
This provides additional financial protection during critical illnesses.
3. Mental Illness Coverage
Hospitalization expenses due to mental illness are covered under the policy.
This is an important modern healthcare benefit.
Wellness & Healthy Lifestyle Benefits in Activ Assure Diamond Plan
1. HealthReturns™ Rewards
You can earn rewards by staying active and healthy.
Earn:
✅ Up to 30% of monthly premium as HealthReturns™
You earn rewards through:
Healthy Heart Score™
Activ Dayz™ fitness activity
2. Health Coach Support
The plan provides access to professional health coaches.
They help with:
Lifestyle improvement
Fitness management
Chronic condition care
Better health habits
3. Annual Health Check-Up
Annual preventive health check-up is available from Day 1.
This helps in:
Early detection of diseases
Better health monitoring
Preventive care
Hospitalization & Medical Benefits
1. Day Care Procedures Covered
Many procedures do not require 24-hour hospitalization anymore.
The plan covers day-care treatments like:
Dialysis
Cataract surgery
Chemotherapy
Minor surgeries
2. Home Care (Domiciliary Hospitalization)
Treatment at home is covered for eligible medical conditions.
3. Organ Donor Expenses
Organ donor expenses are covered up to Sum Insured.
4. Ambulance Coverage
Road ambulance expenses are included.
Air ambulance support is available under emergency assistance services.
5. AYUSH Treatment Covered
The policy also covers AYUSH treatments including:
Ayurveda
Yoga
Unani
Siddha
Homeopathy
Pre & Post Hospitalization Benefits
The policy covers:
✅ 30 days before hospitalization
✅ 60 days after hospitalization
This includes medicines, tests, and doctor consultations.
Health Assessment & Fitness Rewards
Healthy Heart Score™
The company checks your health risk profile and categorizes it into:
Green (Healthy)
Amber (Low Risk)
Red (High Risk)
The healthier you are, the more HealthReturns™ you can earn.
Activ Dayz™ Fitness Rewards
You can earn rewards by:
Walking 10,000 steps
Burning 300 calories
Completing 30-minute gym sessions
This motivates policyholders to stay active daily.
Eligibility & Coverage Details
Minimum Entry Age
Children: 91 days onwards (with family floater)
Individual policy for children starts from 5 years
Maximum Entry Age
✅ No maximum entry age.
Discounts Available
Long-Term Policy Discounts
7.5% discount for 2-year policy
10% discount for 3-year policy
Family Discounts
5% discount for 2–3 family members
10% discount for 4 or more members
Waiting Periods
Initial Waiting Period:
30 days (except accidents)
Specific Diseases Waiting Period:
24 months
Pre-Existing Diseases:
36 months
Why Choose Activ Assure Diamond Plan?
Top Reasons
✅ Super No Claim Bonus
✅ Up to 150% reload benefit
✅ Unlimited reload option
✅ Modern treatment cover
✅ Mental illness coverage
✅ HealthReturns™ rewards
✅ No room rent capping
✅ Annual health check-up
✅ Health coach support
✅ Cancer & accident boosters
Who Should Buy This Plan?
This plan is ideal for:
Families
Working professionals
Senior citizens
Health-conscious people
People wanting wellness rewards
Individuals looking for high coverage at affordable premium
conclusion
Aditya Birla Activ Assure Diamond is not just a mediclaim policy. It combines:
✅ Financial protection
✅ Modern healthcare support
✅ Fitness rewards
✅ Unlimited reload benefits
✅ Strong hospitalization coverage
If you want affordable health insurance with powerful modern benefits and wellness rewards, this plan is a smart choice.
Frequently Asked Questions (FAQs)
Frequently Asked Questions (FAQs)What is the Super No Claim Bonus in Activ Assure Diamond?
If no claims are made for 2 continuous years, your Sum Insured doubles automatically.
Does Activ Assure Diamond cover COVID-19 hospitalization?
Yes. COVID-19 hospitalization expenses are covered as per policy terms.
What is the reload benefit in this health insurance plan?
The policy offers up to 150% reload of Sum Insured, maximum up to ₹50 Lakhs for unrelated illnesses.
Does the plan cover modern treatments like robotic surgery?
Yes. Modern treatments including robotic surgeries and oral chemotherapy are covered.
Are mental illness expenses covered?
Yes. Hospitalization due to mental illness is covered.
What are HealthReturns™ rewards?
HealthReturns™ rewards policyholders for healthy lifestyle activities and fitness goals.
Is there any room rent limit in this policy?
For Sum Insured of ₹7 Lakhs and above, there is no room rent capping.
Does the policy cover annual health check-ups?
Yes. Annual preventive health check-ups are available from Day 1.
Can I get discounts on long-term policies?
Yes. Discounts are available for 2-year and 3-year policy terms.
Who should buy Activ Assure Diamond Plan?
Families, professionals, senior citizens, and health-conscious individuals looking for comprehensive health coverage should consider this plan.
What is the reload benefit in Activ Assure Diamond?
The policy offers up to 150% reload of Sum Insured for unrelated illnesses.
Are modern treatments covered in this plan?
Yes. Treatments like robotic surgery and oral chemotherapy are covered.
Does this plan cover home treatment?
Yes. Domiciliary hospitalization (home treatment) is covered.
Call to Action
Call to ActionWant to explore the best health insurance policy that guarantees confidently with expert backing? Connect with Vishweshvarran for personal mentorship tailored to India’s blockchain landscape. Call or WhatsApp 7658913246 or visit zen9zone.in. Step boldly into the healthy world with no worries!
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